Most consumer bankruptcy attorneys do not understand Chapter 11. Most of our cases are Chapter 7 or 13, but there are sometimes that Chapter 11 is the best choice.

The most common use of Chapter 11 for indvidual debtors whose debts exceed the approximately $1 million secured and $336K unsecured Chapter 13 debt limits. Those above these amounts who have a business or other non-exempt property cannot do Chapter 7 or they will lose it to the Trustee.

While Chapter 11 is expensive if done right it can provide you with some incredible benefits. One of the best advantages is that you can take more than five years to pay off your creditors. Another is that you can cram down vehicles even if you have not had them for 910 days.

Finding the right attorney is hard. I represent Chapter 11 clients and I will consider taking your case even if you live outside of my area. Feel free to call (888) 305-1919 to make an appointment.