Chapter 13 can last less than 3 years

admin — Wed, 06 May 2009 05:52:19 +0000

If all creditors are paid in full or the means test dictates less money paid to creditors, then a Chapter 13 plan can be less than three years. One approach is to attack the claims filed by debt buyers who cannot prove ownership of their claims. It is possible to have a short plan if these objections are successful. This is how you may end up with a short Chapter 13 bankruptcy plan.